2025年10月7日 星期二

Faith in Action: Contrasting the Institutional Footprints of Muslim and Christian Welfare in the UK and USA

 

Faith in Action: Contrasting the Institutional Footprints of Muslim and Christian Welfare in the UK and USA

While Islam and Christianity both mandate extensive charity and social justice, the institutional footprint of Islamic welfare, education, and healthcare in the UK and USA is significantly smaller and less historically established than that of Catholic and Protestant counterparts.

The Catholic Church, for instance, is globally the largest non-government provider of healthcare servicesand operates ancient, extensive networks of hospitals, schools, and social service agencies like Catholic Charities USA, which spent over $4 billion serving millions in 2013 alone. 1Similarly, major Protestant denominations have historically established influential universities, hospitals, and long-term care facilities that are deeply embedded in the Western social fabric.

Conversely, while the Muslim community is highly generous—with UK Muslim charities raising over £100 million annually and substantial giving through Zakat (obligatory charity) and Waqf (endowments)—this giving has not yet translated into a comparable network of large, highly visible, long-standing institutions in Western nations.


Reasons for the Disparity

The difference in institutional scale is due to a complex interplay of historical, structural, and socio-political factors.

1. Historical Context and Migration Patterns

  • Christian Head Start: Catholic and Protestant institutions have had a centuries-long head start in the UK and USA. They were established by colonial settlers or early immigrant waves and developed alongside the nation-states themselves, often integrating with or even pioneering the first models of the welfare state.

  • Recent Muslim Immigration: The large-scale Muslim presence in the UK and USA is relatively recent, largely post-World War II. Early immigrants often focused on basic religious provision (mosques) and economic stability rather than large-scale, long-term social infrastructure like hospitals or universities. The sheer time required to accumulate the wealth, land, and political capital necessary to build and sustain such massive institutions is a key factor.

2. Institutional and Religious Structure

  • Centralization vs. Decentralization: The Catholic Church is characterized by a highly centralized, hierarchical structure headed by the Pope, which facilitates the coordination and standardization of global institutions (hospitals, schools, orders). In contrast, Sunni Islam (the largest branch) historically lacks a comparable centralized, hierarchical religious authority.2 This decentralized structure often means Islamic welfare efforts operate through smaller, community-based organizations (often attached to a local mosque) or large, international relief charities, making the domestic institutional network less cohesive and massive.

  • Waqf Challenge: While Waqf (religious endowments) is the traditional Islamic mechanism for sustaining long-term welfare, establishing and protecting such endowments in a Western, secular legal context is more complex than in historical Muslim-majority societies.

3. Socio-Political and Financial Barriers

  • Islamophobia and Distrust: Since 9/11, Muslim-led non-profits face unique challenges rooted in Islamophobia and heightened scrutiny.3 Muslim organizations often report unconscious bias from funders and face difficulties accessing institutional grants (relying instead on community donations), which limits their capacity for core funding and long-term infrastructure projects.

  • Counter-Terrorism Finance Policies (CTF): International CTF policies and "de-risking" practices by banks have disproportionately affected Muslim charities, leading to frozen accounts or slow payments, particularly for those with global reach.4 This forces many Islamic non-profits into a "firefighting mode"(focusing on emergency relief, especially overseas) rather than long-term strategic domestic interventions (like building hospitals or old-age homes).

  • Focus on Global vs. Local: Due to the pressing humanitarian needs in Muslim-majority regions (conflict, poverty), a large portion of Muslim charitable giving is directed internationally. While this fulfills the global concept of Ummah (community), it detracts from the capital available for developing large-scale domestic welfare institutions.


The Emerging Landscape

Despite these barriers, the Islamic institutional presence is growing in both countries, particularly in education and niche welfare. There are thousands of Islamic non-profits in the US and a fast-growing number of Muslim-led organizations in the UK.

  • Education: There is a rise in Islamic schools (often primary and secondary) and weekend supplementary education, sometimes receiving public funding in the UK.

  • Charity: Major, well-governed international Muslim NGOs (like Islamic Relief) are global forces, and a growing number of smaller local charities focus on domestic poverty, food banks, and youth work.

  • Healthcare/Old Age Care: This sector remains the least developed, although demand is rising for services that adhere to Islamic principles (e.g., gender-segregated care, Halal food, sensitivity to prayer times).

The current trend is toward professionalization and increased collaboration within the Muslim non-profit sector to overcome financial and structural barriers, striving to eventually match the depth of service provided by their Christian counterparts.


歷史案例分析:從「江湖」的興衰看第二次世界大戰



歷史案例分析:從「江湖」的興衰看第二次世界大戰

壹、社團權力與國家實力的比喻

在《古惑仔》的世界裡,各方社團是權力的基本單位,其規模和影響力決定了話語權,這可以比喻為二戰中的主要參戰國家

《古惑仔》概念類比的二戰國家/勢力特徵與歷史意義的解讀
「洪興社」同盟國(United Nations)作為故事中主導「義氣」的一方,代表了最終勝利的力量。其聯盟基於對共同敵人(東星)的反抗。
「東星社」軸心國(Axis Powers)「洪興」最大的對手,以侵略性擴張和不擇手段的作風而聞名,目標是推翻既有的國際(江湖)秩序。
「三聯幫」中立或次要大國(如戰前的義大利/蘇聯)力量強大,但行動往往帶有機會主義或後期的倒戈性。可能在初期保持中立或與一方合作,但最終的立場取決於自身的利益最大化。

貳、核心角色與國家元首的隱喻對應

將《古惑仔》中的核心人物,代入二戰中的主要國家元首或代表,能更生動地描繪各國的風格與策略。

《古惑仔》角色類比的二戰國家代表角色特質與戰略比喻
陳浩南(香港洪興)英國首相邱吉爾/美國羅斯福沉穩、智慧、堅韌的領袖。雖然經歷挫折(如早期敗戰或內部矛盾),但始終堅守原則,是反抗「東星」的主心骨,代表了民主陣營的韌性與不屈。
山雞(台灣/日本勢力)美國/蘇聯實力強大、快速崛起。雖然初期與「洪興」關係密切,但擁有獨立的野心和勢力(台灣三聯幫、日本山口組)。其行動可能充滿爭議,但在戰爭中起到了決定性的作用。
烏鴉/耀揚(東星)德國希特勒/日本軍國主義瘋狂、極端、追求無限擴張。不遵守「江湖規矩」(國際法),是導致全面衝突的直接催化劑,代表了軸心國核心的侵略性
大頭仔(洪興)中國忠誠、能戰、雖然初期力量較弱但意志堅定,是抵抗侵略(東星)的長期戰場。代表了在艱苦卓絕的環境下,仍對抗強大侵略者的力量。
蔣天生(洪興龍頭)國際聯盟/戰前舊有秩序代表了戰前既有的國際秩序。雖有權威,但在面對「東星」的激進挑戰時顯得力不從心,其地位的更迭象徵著舊秩序的崩塌。

參、脆弱的「聯盟」與變幻的「盟友」

1. 軸心國聯盟的寫照:東星內部與三聯幫

  • 東星內部的衝突(烏鴉與耀揚): 恰恰反映了軸心國聯盟(德、日、義)的內在缺陷。它們更多是基於共同利益和對現有秩序的仇恨而結合,缺乏統一的意識形態和信任基礎,導致在戰局不利時,各自為戰甚至互相猜忌。

  • 雷復轟(三聯幫)的立場: 象徵著在戰爭初期或中期,某些中立國或機會主義者的搖擺。他們與「洪興」或「東星」的結盟,完全取決於哪一方的勢力更強大,哪一方能提供更大的利益,反映了國際政治的現實主義。

2. 統一戰線的不易:洪興的「講數」與「內訌」

  • 「洪興」在面對強敵時,需要不同堂口放下恩怨,「講數」並團結起來。這象徵著同盟國(尤其是蘇、美、英)之間在意識形態、戰爭策略上的巨大分歧(如雅爾塔會議前的談判)。

  • 只有在**「東星」這一共同威脅面前,「洪興」的「義氣」才能壓制住內部的「內訌」**(如山雞與陳浩南的爭執),最終形成有效的統一戰線。


肆、總結

透過《古惑仔》的比喻,我們理解了歷史上的重大衝突,無論是江湖鬥爭還是世界大戰,其本質都關乎權力的集中與分配。二戰的歷史,如同「洪興」與「東星」的浴血奮戰,告訴我們:單一的霸權追求必然導致衝突;而真正的勝利,不僅依賴於強大的武力,更依賴於有效且堅實的盟友體系以及對基本道德和正義的堅守。


2025年10月6日 星期一

世界屋脊屬於我們,而非皇帝的陰影


世界屋脊屬於我們,而非皇帝的陰影

我的名字不會被歷史銘記。我只是這片高聳、狂風呼嘯之地的一個尋常人——一個牧民、一個朝聖者,一個靈魂被稀薄空氣、崎嶇山岩和拉薩神聖之心所定義的無數生靈之一。我不關心遙遠北京的政治;我的世界就在這裡,在經幡與雪山之間。

對於京城的那些人來說,我們「名義上處於中國的控制之下」。但對我們而言,真正管用的規矩,是第十三世達賴喇嘛的教諭。自他掌權以來,我們看到他致力於從那個羸弱的中國皇權體系中,重新確立我們西藏的自治權。他們的官員通常很疏遠,他們的權威大多只是一個陰影,正如他們自己承認的那樣,他們的控制力微不足道。

我們的戰鬥並非與他們而起,而是來自南方,當英國及其印度士兵穿過則里拉山口進入高原之時。英國人害怕俄羅斯的宏大戰略,害怕一場「大博弈」正在我們的聖地展開。然而,當他們來時,我們並沒有將其視為對清朝領土的進攻。我們將其視為一支來奪取西藏的軍隊。

我們拿起手邊的武器:中世紀的兵器、刀劍、弓箭和火繩槍。武僧和被徵召入伍的農民們一起,帶著神聖的護身符來抵禦子彈,深信虔誠可以對抗他們現代化的工業武器馬克沁機槍。最終在古魯等地發生的屠殺,是一場悲劇,是我們民族為家園自由而付出的血的代價。

當這支外國縱隊最終抵達禁城拉薩時,一件奇怪而又發人深省的事情發生了。我們站在街上,看著勝利的英國軍隊和隨行的幾位中國官員。我們帶著平靜而深沉的漠然看著他們。他們自己的領導人榮赫鵬後來說,我們「似乎根本不在乎他們是否在場」。

這種漠然,就是對我是否屬於清朝中國這個問題的真正答案。我的忠誠屬於布達拉宮、屬於佛法,屬於我腳下的這片土地。中國的旗幟也許會在條約中飄揚,但普通藏人的心靈,卻是遠離北京的另一個世界。我們的自治權可能受到英國人的挑戰,名義上可能被中國人所主張,但在我們的心中,這片世界屋脊只屬於那些在此生活和死去的人們。


The Roof of the World Belongs to Us, Not to the Emperor's Shadow

 The Roof of the World Belongs to Us, Not to the Emperor's Shadow

My name is not one that history will remember. I am a common man of this high, wind-swept land—a herder, a pilgrim, one of the countless souls whose life is defined by the thin air, the jagged rock, and the sacred heart of Lhasa. I do not concern myself with the politics of distant Beijing; my world is here, between the prayer flags and the snow-capped passes.

For the men in the imperial city, we are "nominally under the control of China." But for us, the rule that matters is the one of the 13th Dalai Lama. Since he took the reins, we have seen him work to reassert our own Tibetan autonomy from that weak Chinese imperial regime. Their officials are often distant, their authority mostly a shadow, and their control, as they themselves admit, is little.

Our fight came not with them, but from the south, when the British and their Indian soldiers marched across the Jellup Pass into the plateau. The British feared a Russian grand strategy, a 'Great Game' being played on our sacred soil. Yet, when they came, we did not see them as an attack on the Qing Empire’s holdings. We saw them as an army coming to seize Tibet.

We took up what we had: medieval weapons, swords, bows, and matchlock muskets. The warrior monks joined the peasants pressed into service, armed with sacred charms to ward off bullets, believing that devotion could stand against their modern, industrial Maxim machine guns. The resulting slaughter at places like Guruwas a tragedy, a sacrifice of our people's lifeblood for the freedom of our home.

When the foreign column finally reached the Forbidden City of Lhasa, a strange and revealing thing happened. We stood in the streets and watched the victorious British troops and the few Chinese officials who accompanied them. We watched with quiet, profound indifference. Their own leader, Younghusband, would later write that we "did not seem to care at Tuppent Dam whether we were there or not."

That indifference is the true answer to whether I belong to Qing China. My loyalty is to the Potala, to the Dharma, and to the earth under my feet. The Chinese flag may fly in a treaty, but the heart of the common Tibetan is a world away from Beijing. Our autonomy may be challenged by the British and nominally claimed by the Chinese, but in our minds, the Roof of the World belongs only to those who live and die upon it.


Navigating Change: Taleb's 7 Truths for the Singapore Mid-Career Professional

 

Navigating Change: Taleb's 7 Truths for the Singapore Mid-Career Professional


As a professional in Singapore, you enjoy stability and high efficiency. However, because Singapore is an extremely small and globalized city-state, the impact of Taleb's seven truths is amplified, directly affecting your property values, career competition, and financial planning.


1. Winner-Take-All: How Do You Stay Ahead of the Curve?

Singapore relies on a few key industries (finance, tech) and global firms, making "winner-take-all" effects extremely strong.

  • Your takeaway: You face intense competition from both foreign talent and highly skilled locals. You must continually develop high-value, specialized skills that cannot be automated or easily replicated. For your family's financial security, you must aim for the pinnacle of your field, not just the middle ground.

2. Geopolitical Shifts: What Is Your Safest Asset?

As Asia's economic power grows, Singapore is a magnet for global capital and a safe haven. But its stability makes it highly vulnerable to geopolitical shocks.

  • Your takeaway: Your wealth should be highly diversified. Don't be over-concentrated in the property market. Consider allocating assets to international, physical holdings like gold or global equity funds to protect yourself from systemic risks tied to any single region or currency.

3. The S-Curve and Debt: Is Your Leverage Too High?

Singapore's economy is mature, and growth is slowing, yet housing costs remain steep. Many professionals carry high debt, especially private property mortgages.

  • Your takeaway: You can't expect property values to keep skyrocketing. Strictly control your financial leverage.The international example of assets being frozen and capital moving to gold is a strong reminder that even the world's safest financial rules can change unexpectedly.

4. Immigration's Economic Necessity: Competing for Jobs and Space?

Singapore is the classic example of an economy that absolutely requires foreign talent and labor at every level to function.

  • Your takeaway: Skilled immigrants drive Singapore's efficiency but also create constant competition for jobs and put pressure on housing and infrastructure. You must accept this competitive, high-density environment. Use your voice to engage in discussions about national infrastructure planning to ensure quality of life keeps up with population growth.

5. Two-Way Information Flow: How Do You Stay Sane Online?

Even with a relatively controlled information environment, the volume of global news and social media makes it impossible to manage all narratives.

  • Your takeaway: You need a critical, cross-cultural mindset to filter information. Do not blindly trust any single source. For big decisions (like investments), rely on verified data, not just emotional narratives. Proactively teach your family digital literacy to help them navigate bias and misinformation.

6. The Metastatic Government: How Do You Assess Centralized Power?

Singapore's government is deeply involved in all aspects of the economy and society. This ensures stability but creates high dependence.

  • Your takeaway: Your life relies heavily on the competence and honesty of the government. Your wealth, CPF, healthcare, and housing value are all intertwined with state policy. While you benefit from the system's efficiency, you must understand how this highly centralized system works and ensure your interests are represented in public consultations.

7. Scale Dictates Governance: What Are the City-State's Limits?

Taleb views small city-states like Singapore as historically successful models due to their flexibility and speed.

  • Your takeaway: Singapore's small scale is its greatest advantage, allowing it to adapt quickly to global changes. But this is also its vulnerability. It faces severe consequences if trade or borders are closed. You must leverage Singapore's global connections while remaining vigilant about its survival risks, ensuring your wealth is positioned to be antifragile (able to benefit from disorder).

Navigating Change: Taleb's 7 Truths for the London Mid-Career Professional

 

Navigating Change: Taleb's 7 Truths for the London Mid-Career Professional


As a mid-career professional in London, you're at a critical point for your career and family. Yet, the world is being reshaped by Nassim Nicholas Taleb's seven unconventional truths, directly affecting your finances, job security, and daily life. Here's what these truths mean for you in London and how you can respond.


1. Winner-Take-All: Can You Still Compete at the Top?

London is a global hub where the "winner-take-all" effect is strongest. A few top companies and individuals capture most of the rewards in finance, tech, and culture.

  • Your takeaway: If you aren't at the very top of your industry, you'll feel constant pressure. Focus on niche markets and acquiring irreplaceable skills to avoid being squeezed out of the middle class. Your children will face an even tougher, more concentrated competitive environment.

2. Geopolitical Shifts: Is London's Status Secure?

The West's share of the global economy is shrinking as Asia rises. Taleb warns that the high cost of education, healthcare, and defense in the West is making it less competitive.

  • Your takeaway: Your pension relies on global stability, and the UK's long-term position isn't guaranteed. Diversify your investments beyond traditional UK assets; consider holding gold or investing in emerging markets to hedge against currency and geopolitical risks. Be aware that the high cost of living (healthcare/education) will stress your family budget.

3. The S-Curve and Debt: Is Your Future Saved?

Mature economies carry high debt loads because growth naturally slows down. Governments and individuals rely on borrowing to keep the economy moving.

  • Your takeaway: High UK government debt impacts your future taxes and living costs. Low interest rates may hurt the returns on your savings and pension. Actively review your retirement plan and control your personal leverage, as easy credit can expose your family assets to major risks.

4. Immigration's Economic Necessity: Who Keeps London Running?

Like all mature economies, London relies on immigrants to fill service roles that local workers often avoid (from healthcare to hospitality).

  • Your takeaway: Immigration is essential for keeping London's services affordable and running efficiently. You must accept this reality. Despite political debates, the economic need for labor is constant. This can also mean wage growth remains low in many service sectors.

5. Two-Way Information Flow: How Do You Filter the Noise?

Social media has broken the old one-way flow of information from a few major media outlets. Now, everyone is both a source and a receiver.

  • Your takeaway: You cannot trust any single source of news. Critical thinking and verification are vital for making sound decisions about your investments and politics. Teach your children media literacy to help them navigate the overwhelming and often biased stream of information.

6. The Metastatic Government: Is It Taking Over?

The government's role in the economy has grown relentlessly. Today's governments control a far larger share of GDP than they did a century ago.

  • Your takeaway: UK tax policies, regulations, and public service quality deeply affect your life. Pay close attention to government spending and legislation, as decisions made in Westminster directly impact your income and property. Be ready to adjust to deeper government intervention in your life and business.

7. Scale Dictates Governance: Can a Big City Be Run Well?

Taleb argues that small city-states are historically the most successful governance models, while large, complex economies struggle with efficiency.

  • Your takeaway: London is huge and complex; its governance challenges (traffic, housing costs, maintenance) are baked in. Don't expect perfect efficiency. You need to be flexible and self-reliant instead of depending on government to solve every problem within this massive system.

給新加坡中年人的生存指南:塔雷伯七大真理下的應變之道

 

給新加坡中年人的生存指南:塔雷伯七大真理下的應變之道


身處全球最穩定、最富裕的城市國家之一——新加坡,作為一位中年專業人士,您正享受著高效治理和經濟繁榮。然而,塔雷伯(Nassim Nicholas Taleb)的七大真理在全球範圍內發揮作用,對新加坡這座極度全球化規模小的城市國家而言,影響甚至更為放大。這些真理直接影響您的投資選擇、住房策略,以及面對國家未來挑戰的心態。


1. 贏家通吃的集中效應:如何避免成為被淘汰的中層?

新加坡高度依賴少數頂尖產業(如金融科技、生物科技)和跨國公司,這讓「贏家通吃」的效應極為明顯。

  • 對您的意義: 新加坡的中等收入專業人士面臨的挑戰是巨大的。您必須持續提升高價值、難以自動化的技能,避免被人工智慧和外來人才取代。對您或您的下一代來說,單純的專業資格不足以確保長期的財富和地位,必須追求行業的尖端位置利基市場


2. 地緣政治轉變與效率低下的代價:安全資產的選擇是什麼?

隨著全球經濟重心的轉移,美國和歐洲的份額正在下降,亞洲的影響力增加。然而,塔雷伯對西方體制低效率的警告(如高昂的教育和醫療成本)對所有國家都是警鐘。

  • 對您的意義: 新加坡的穩定性吸引了全球資本,使其貨幣和資產成為避險工具。但這也讓新加坡極易受到地緣政治緊張局勢的影響。您應多元化您的財富,避免過度集中於房地產(雖然穩定,但流動性差),並考慮配置國際化、實物資產(如黃金或全球股票),以對沖單一國家或區域的系統性風險。


3. S 形曲線上的債務問題:高負債是否正在侵蝕您的未來?

新加坡的經濟已達成熟階段,增長速度趨緩,而房價和生活成本卻居高不下。高額的**房屋貸款(尤其是私人住宅)**使許多人背負大量債務。

  • 對您的意義: 處於 S 形曲線的上端意味著您不能期望資產價值會以過去的速度持續飆升。您需要嚴格控制槓桿,避免為了追求短期收益而讓家庭資產暴露於過高的利率風險下。同時,西方因凍結資產導致資本流向黃金的案例,提醒您國際金融體系的安全規則可能隨時改變。


4. 成熟經濟體對移民的經濟需求:如何平衡競爭與生活成本?

新加坡是依賴移民填補各個層級勞動力的典型代表。移民對維持新加坡的經濟運轉、基建和服務業的成本至關重要。

  • 對您的意義: 外來人才確保了新加坡的高效和競爭力,但同時也對您的工資水平和就業機會構成持續的競爭壓力。住房成本、交通擁堵等生活挑戰,往往與人口增長和勞動力需求直接相關。您必須接受並適應這種高競爭環境,同時積極參與有關國家政策和基礎設施的討論,以確保生活質量不被犧牲。


5. 雙向資訊流的復興:如何在大數據時代保持理性?

新加坡擁有嚴格的資訊環境,但社群媒體和全球資訊流的爆炸性增長,仍使得單一機構難以完全控制輿論。

  • 對您的意義: 儘管本地資訊相對受控,但您通過國際平台接收的**「雙向資訊」可能與官方敘事存在衝突。作為一個受過良好教育的中年人,您需要主動培養跨文化和批判性的資訊素養**,理解不同視角的偏見,避免因盲目相信任何單一來源而做出錯誤的投資或生活判斷。


6. 轉移性政府:如何評估高度集中的資源分配?

新加坡政府在經濟中的參與度極高,對資源的分配和社會發展擁有巨大影響力。政府的決策幾乎滲透到生活的方方面面。

  • 對您的意義: 您的生活極度依賴於政府的高效和廉潔。這雖帶來穩定,但也意味著一旦政府決策出現失誤,影響將是巨大的。您的財富、醫療保障、公積金(CPF)和住房價值都與政府政策緊密相連。您需要理解這套高度集中的體制如何運作,並參與到公共諮詢中,以確保您的利益被代表。


7. 規模決定治理:作為「城邦」的優勢與脆弱性是什麼?

塔雷伯指出,小型城邦如新加坡,在歷史上被證明是高效且長壽的治理模式。

  • 對您的意義: 小規模是新加坡成功的關鍵,它能夠快速、靈活地實施政策,應對全球變局。但這也是它的脆弱性所在。一旦邊界關閉或全球貿易中斷,新加坡將面臨比大型國家更嚴重的衝擊。作為中年人,您應利用新加坡的全球連結優勢,但同時保持對其生存風險的警覺,並透過多元化的國際資產配置來**反脆弱(antifragile)**地應對不可預測的未來。