UK Probate and Estate Administration After Death: Step-by-Step Guide & Timeline
Step-by-Step Guide (English)
Register the Death
Must be done within 5 days (8 in Scotland).
Use the Tell Us Once service to notify government departments.
Inform banks and utilities — accounts are frozen until probate.
Locate the Will & Identify the Personal Representative
If a Will exists → Executors named handle the estate.
If no Will → Next of kin (often the offspring) applies to be Administrator.
Value the Estate
Collect details of all assets and debts.
Get valuations for items over £500.
Report to HMRC & Pay Inheritance Tax (IHT)
Use Form IHT400.
Pay IHT by end of the 6th month after death.
Some taxes must be paid before applying for probate (via Form IHT423).
Apply for Probate (Grant of Representation)
Apply online or by post.
Probate fee: £300 for estates over £5,000.
Administer the Estate
Once you have the grant, sell or transfer assets, pay debts, close accounts.
Post a statutory notice in The Gazette to guard against unknown claims.
Final Distribution
Prepare final estate accounts and distribute inheritance to beneficiaries.
Timeline (Estimated Duration)
| Stage | Estimated Time |
|---|---|
| Initial Administration & Valuation | 4–8 weeks |
| HMRC Processing (IHT) | 4–6 weeks |
| Waiting for Probate Grant | 4–16 weeks |
| Collecting Assets & Paying Debts | 2–6 months |
| Final Distribution to Heirs | 1–3 months after probate granted |
| Total Duration | 6–12 months (up to 24 for complex cases) |